A Very Happy Retirement to Margaret & Phil at Millstreet Parish Credit Union We all wish Phil Twomey (on left) and Margaret Bourke a very Happy Retirement following many wonderfully dedicated years of superb service and magnificent commitment at Millstreet Parish Credit Union. Both Margaret and Phil have been so splendidly welcoming, obliging and helpful in their work. Their friendliness and cheerful approach has been greatly appreciated by the very many who call to the Credit Union Centre now at The Square and previously at Church Street. Every happiness, contentment and fulfilment throughout a very long and healthy retirement. We thank Joseph Lawler for the two excellent pictures. Click on the images to enlarge. (S.R.)